:root{
  --ink:#18242c;
  --muted:#566670;
  --navy:#162d3d;
  --navy-deep:#0f212d;
  --forest:#1e4a38;
  --line:#dde4e8;
  --bg2:#f5f2eb;
  --accent:#9e7738;
  --accent-soft:#f8f3e8;
  --max:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","Helvetica Neue",Arial,sans-serif;color:var(--ink);line-height:1.6;font-size:17px;background:#fff}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;font-weight:normal;color:var(--navy);line-height:1.18;margin:0 0 .55em}
h1{font-size:clamp(2.1rem,4.1vw,3.15rem);letter-spacing:-.01em}
h1 span{color:var(--accent)}
h2{font-size:clamp(1.65rem,3vw,2.25rem)}
h3{font-size:1.2rem}
a{color:var(--navy)}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.narrow{max-width:760px;margin-left:auto;margin-right:auto}
.center{text-align:center}
.left{text-align:left}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.77rem;font-weight:600;color:var(--accent);margin:0 0 .85rem}
.light-eyebrow{color:#dfb978}
.lead{font-size:1.14rem;color:var(--ink);max-width:650px;margin:0 0 1.4rem}
.center .lead{margin-left:auto;margin-right:auto}
.sub{color:var(--muted);margin:-.15em 0 2.2rem}
.fine{font-size:.86rem;color:var(--muted)}

.btn{display:inline-block;background:var(--navy);color:#fff;text-decoration:none;padding:.85em 1.55em;border-radius:4px;font-size:.95rem;font-weight:500;letter-spacing:.01em;border:1px solid var(--navy)}
.btn:hover{background:var(--navy-deep)}
.btn-ghost{background:transparent;color:var(--navy);border-color:var(--line)}
.btn-ghost:hover{background:var(--bg2)}
.btn-small{padding:.48em 1.05em;font-size:.85rem;color:#fff!important}
.btn-light{background:#fff;color:var(--navy);border-color:#fff;font-weight:600}
.btn-light:hover{background:#f2efe8}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin:1.5rem 0 1.6rem}

.nav{position:sticky;top:0;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);z-index:10;backdrop-filter:blur(6px)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;height:66px}
.brand{font-family:Georgia,serif;font-size:1.18rem;text-decoration:none;color:var(--navy);font-weight:bold}
.nav nav a{margin-left:1.5rem;text-decoration:none;font-size:.92rem;color:var(--ink)}

.hero{padding:78px 0 74px;background:linear-gradient(180deg,#f9f6f0 0%,#ffffff 100%);border-bottom:1px solid var(--line)}
.hero-grid{display:grid;grid-template-columns:1.25fr 1fr;gap:48px;align-items:center}
.hero-towns{margin-top:.4rem}

.hero-card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--navy);border-radius:6px;padding:24px 24px 20px;box-shadow:0 12px 30px rgba(22,45,61,.07)}
.hero-card-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:14px}
.badge{background:var(--accent-soft);color:#7b5a22;font-size:.75rem;font-weight:600;text-transform:uppercase;letter-spacing:.08em;padding:4px 9px;border-radius:3px}
.sample-note{font-size:.76rem;color:var(--muted);font-style:italic}
.stat-box{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:10px;background:#faf9f6;border:1px solid var(--line);border-radius:5px;padding:14px 16px;margin-bottom:12px}
.stat-label{display:block;font-size:.76rem;color:var(--muted);text-transform:uppercase;letter-spacing:.05em}
.stat-num{font-family:Georgia,serif;font-size:1.55rem}
.muted-num{color:var(--muted);text-decoration:line-through}
.highlight-num{color:var(--forest)}
.stat-divider{color:var(--muted);font-size:1.2rem}
.savings-pill{background:#eaf3ee;color:var(--forest);padding:9px 12px;border-radius:4px;font-size:.9rem;text-align:center;margin-bottom:14px}
.mini-list{list-style:none;padding:0;margin:0;font-size:.88rem}
.mini-list li{display:flex;justify-content:space-between;padding:7px 0;border-top:1px solid var(--line);color:var(--muted)}
.mini-list li strong{color:var(--ink)}

.section{padding:82px 0}
.alt{background:var(--bg2)}
.dark{background:var(--navy);color:#fff}
.dark h2{color:#fff}
.dark .lead{color:#e6edf1}
.dark-example{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.22);border-left:4px solid #dfb978;color:#fff;margin:1.6rem auto;padding:18px 22px;max-width:600px;border-radius:4px}
.dark-fine{color:#c6d3dc;margin-top:1.4rem}

.compare-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin-top:2.2rem}
.compare-box{border-radius:6px;padding:30px 28px;border:1px solid var(--line);background:#fff}
.old-way{background:#fbfaf8}
.new-way{border:2px solid var(--navy);box-shadow:0 10px 26px rgba(22,45,61,.06)}
.box-tag{display:inline-block;font-size:.74rem;font-weight:600;text-transform:uppercase;letter-spacing:.1em;padding:4px 10px;border-radius:3px;background:#eceae4;color:var(--muted);margin:0 0 12px}
.accent-tag{background:var(--navy);color:#fff}
.q-list,.check-list{padding-left:1.2rem;margin:1rem 0}
.q-list li{margin:.45em 0;color:var(--muted);font-style:italic}
.check-list{list-style:none;padding-left:0}
.check-list li{position:relative;padding-left:1.65em;margin:.6em 0}
.check-list li:before{content:"✓";position:absolute;left:0;color:var(--forest);font-weight:bold}
.promise-line{margin-top:1.1rem;padding-top:1rem;border-top:1px solid var(--line);color:var(--navy)}

.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.steps li{background:#fff;border:1px solid var(--line);border-radius:6px;padding:24px 20px}
.steps li span{display:inline-block;width:34px;height:34px;background:var(--accent-soft);border:1px solid var(--accent);color:#7b5a22;border-radius:50%;text-align:center;line-height:32px;font-family:Georgia,serif;font-weight:bold;margin-bottom:.8rem}
.steps p{color:var(--muted);margin:0;font-size:.95rem}

.two{display:grid;grid-template-columns:1.25fr 1fr;gap:48px;align-items:start}
.checks{list-style:none;padding:0;margin:0}
.checks li{padding:.6em 0 .6em 1.8em;position:relative;border-bottom:1px solid var(--line)}
.checks li:before{content:"✓";position:absolute;left:0;color:var(--accent);font-weight:bold}
.card{background:var(--bg2);border:1px solid var(--line);border-left:4px solid var(--accent);padding:28px;border-radius:5px}
.card-label{font-family:Georgia,serif;color:var(--navy);font-size:1.22rem;margin-top:0}

.tiers{display:grid;grid-template-columns:repeat(5,1fr);gap:16px;margin-bottom:1.5rem}
.tier{background:#fff;border:1px solid var(--line);border-radius:6px;padding:24px 18px;position:relative;display:flex;flex-direction:column}
.tier h3{font-size:1.05rem;min-height:2.4em}
.tier p{margin:.25em 0;color:var(--muted);font-size:.91rem}
.tier .price{font-family:Georgia,serif;font-size:1.95rem;color:var(--ink);margin:.1em 0 .35em}
.tier .guar-line{margin-top:auto;padding-top:.75rem;border-top:1px solid var(--line);font-size:.82rem;color:var(--forest);font-weight:600}
.featured{border:2px solid var(--navy);box-shadow:0 8px 22px rgba(22,45,61,.08)}
.pop-tag{position:absolute;top:-11px;left:16px;background:var(--navy);color:#fff;font-size:.7rem;font-weight:600;text-transform:uppercase;letter-spacing:.08em;padding:2px 8px;border-radius:3px}

.never{list-style:none;padding:0;margin:0}
.never li{padding:.8em 0;border-bottom:1px solid var(--line);font-size:1.04rem}
.never li:last-child{border-bottom:none}

.cta-band{background:var(--navy-deep);color:#fff}
.cta-band h2{color:#fff}
.cta-band .lead{color:#d9e2e8}

.foot{padding:40px 0;border-top:1px solid var(--line);font-size:.9rem;background:#fbfaf7}
.foot p{margin:.4em 0}

@media (max-width:940px){
  .hero-grid,.compare-grid,.two{grid-template-columns:1fr}
  .steps,.tiers{grid-template-columns:1fr 1fr}
  .nav nav a:not(.btn){display:none}
}
@media (max-width:560px){
  .steps,.tiers{grid-template-columns:1fr}
  .hero{padding:56px 0}.section{padding:60px 0}
}